Loans

Does your company need to replenish its working capital to cover rental, repair, modernization, and payroll expenses? Or do you need funds to expand your business, to pay off debts to third creditors?

CB «BSDBank» Ltd. provides loans to legal entities and individual entrepreneurs in the form of a one-time loan or credit line.

Credit line – is a formal agreement between the Bank and its borrower. According to the agreement, the Bank undertakes to provide its client with financial loans within a certain time interval, within the established credit limit.

The Bank’s credit line differs from other types of lending not only in the multiplicity of payments. The borrower with reliable financial provision has the right to repay the debt within specified period.

The terms for opening such a line in the Bank are selected individually. The main requirements: financial security and the ability to fully repay loans. The better the financial situation of the borrower, the higher the chance to get loans on the most favorable terms. The same principle applies here as for other types of accreditation: lower the Bank’s risks –lower the interest rate and more attractive the terms.

CB «BSDBank» Ltd. can provide its clients with a revolving and non-revolving credit line.

Interest is paid monthly on the date/dates determined by the terms of the loan agreement and on the date of the final loan repayment. It is possible to provide a deferral of repayment for the period set by the Bank. The structure of collateral depends on the loan term and amount (in case of a pledge in form of real estate, a loan is provided after state registration of the pledge agreement). The loan product is issued to the borrower’s current Bank account.

To apply for a loan you need to come to the Bank’s office for consultation with a specialist of the Credit Department. During the meeting, the Bank’s specialist will familiarize you with the list of documents required to receive a loan, advise on their form and content and answer all your questions, as well as provide the necessary application form for obtaining a loan.

For more detailed information, please call +7 (840) 226-01-05